jl95 Casino Privacy Policy

1 Introduction

jl95 (referred to in this document as "jl95," "we," "us," or "our") operates the online gaming platform accessible at https://jl95.bio. jl95 is committed to protecting the privacy and personal data of all players, visitors, and users of the jl95 platform (collectively, "you" or "the data subject").

This Privacy Policy ("Policy") describes how jl95 collects, uses, stores, shares, and protects personal information in connection with your use of the jl95 website and all related services. This Policy is issued in accordance with Republic Act No. 10173, otherwise known as the Data Privacy Act of 2012 (DPA), and its Implementing Rules and Regulations (IRR), as enforced by the National Privacy Commission (NPC) of the Philippines.

By accessing or using the jl95 platform, or by registering a jl95 account, you acknowledge that you have read and understood this Privacy Policy and you consent to the collection, processing, and use of your personal information as described herein. If you do not agree to this Policy, please do not use the jl95 platform.

2 Personal Data We Collect

jl95 collects the following categories of personal data, depending on your level of interaction with the platform:

2.1 Registration and Identity Data

• Full legal name as it appears on your government-issued ID.
• Date of birth (to verify you meet the minimum age requirement of 21 years).
• Philippine mobile number and/or email address.
• Username and encrypted password.
• Residential address (required for KYC verification prior to first withdrawal).

2.2 Identity Verification (KYC) Documents

• Scanned or photographed copies of government-issued photo identification (Philippine passport, UMID, SSS ID, driver's license, voter's ID, or PhilSys national ID).
• Proof of address documents (utility bills, bank statements, or official government correspondence).
• Selfie or live photo for identity verification purposes.
• Proof of ownership of payment methods used on jl95 (e.g., GCash account screenshot).

2.3 Financial and Transaction Data

• Deposit and withdrawal transaction records, including amounts, timestamps, and payment method identifiers.
• GCash account numbers, Maya (PayMaya) account identifiers, and other payment method reference details.
• Bank account details where bank transfers are used.
• Bonus credits, wagering records, and promotion participation history.

2.4 Gaming Activity Data

• Game history logs including game titles, stake amounts, outcomes, and timestamps.
• Sports betting selections, wager amounts, and results.
• Session duration and frequency data.
• Responsible gaming tool settings (deposit limits, session reminders, self-exclusion status).

2.5 Technical and Device Data

• IP address and approximate geographic location derived from IP.
• Device type, operating system, and browser type and version.
• Unique device identifiers and mobile advertising IDs where applicable.
• Session data including login timestamps, page views, and navigation paths.

2.6 Communications Data

• Content of communications sent to jl95 via live chat, email, or support ticket systems.
• Survey responses and feedback submitted to jl95.
• Records of promotional communications sent to you by jl95 and your responses to them.

3 How We Collect Your Data

jl95 collects personal data through the following means:

• Directly from you — when you register an account, complete KYC verification, make a deposit or withdrawal, contact customer support, or participate in a promotion on jl95.
• Automatically — through cookies, web beacons, session tracking tools, and server logs as you navigate and interact with the jl95 platform.
• From third-party service providers — including payment processors (GCash, Maya, BPI, BDO, Metrobank), identity verification providers, fraud detection services, and analytics platforms, who may share data with jl95 as part of providing their services.
• From publicly available sources — where jl95 is required to conduct enhanced due diligence on a player for AML or regulatory compliance purposes.

4 How We Use Your Personal Data

jl95 uses the personal data it collects for the following purposes:

5 Legal Basis for Processing

jl95 processes your personal data on the following legal bases under the Data Privacy Act of 2012:

• Consent — where you have given your explicit consent to the processing of your personal data for a specific purpose, such as receiving marketing communications from jl95. You may withdraw consent at any time by contacting [email protected] or by adjusting your communication preferences in your jl95 account settings.
• Performance of a contract — where processing is necessary to fulfill our contractual obligations to you under the jl95 Terms and Conditions, such as maintaining your account, processing transactions, and providing gaming services.
• Compliance with a legal obligation — where processing is required by applicable Philippine law, including anti-money laundering regulations, tax obligations, and regulatory reporting requirements.
• Legitimate interests — where processing is necessary for jl95's legitimate business interests, including fraud prevention, platform security, responsible gaming monitoring, and improvement of our services, provided such interests are not overridden by your fundamental rights and interests.

6 Sharing Your Personal Data

jl95 does not sell or rent your personal data to any third party. jl95 may share your personal data with the following categories of recipients, strictly for the purposes described in this Policy:

• Payment processors and financial institutions — including GCash (Mynt), Maya (Voyager Innovations), BPI, BDO, Metrobank, and other payment partners, solely to process your financial transactions.
• Identity verification service providers — third-party KYC platforms that assist jl95 in verifying your identity and age in compliance with regulatory requirements.
• Game software providers — licensed game providers who power the games available on jl95 and who may process technical and gaming data as part of game delivery.
• Fraud detection and security service providers — platforms that assist jl95 in detecting and preventing fraudulent activity, money laundering, and account takeover attacks.
• Regulatory and law enforcement authorities — including PAGCOR, the Anti-Money Laundering Council (AMLC), the National Privacy Commission (NPC), and other government bodies in the Philippines, where jl95 is required or requested to disclose information under applicable law.
• Professional advisors — lawyers, auditors, and accountants who require access to data in the course of providing professional services to jl95, subject to confidentiality obligations.

7 Cookies and Tracking Technologies

jl95 uses cookies and similar tracking technologies (including web beacons, pixel tags, and local storage) to operate and improve the platform. The following types of cookies are used:

• Strictly necessary cookies — essential for the operation of the jl95 platform, including maintaining your login session and security state. These cannot be disabled.
• Functional cookies — used to remember your preferences, such as language settings and game lobby configuration.
• Analytics cookies — used to collect aggregated, anonymized data about how players use jl95, helping us identify areas for improvement. jl95 uses privacy-respecting analytics tools for this purpose.
• Session replay and heatmap tools — used to understand user navigation patterns and improve the player experience. These tools do not capture passwords or financial data.

You may control cookie preferences through your browser settings. Please note that disabling strictly necessary cookies will affect the functionality of the jl95 platform and may prevent you from logging in or completing transactions.

8 Data Security

jl95 implements appropriate technical and organizational security measures to protect your personal data against unauthorized access, accidental loss, alteration, disclosure, or destruction. These measures include:

• SSL/TLS encryption for all data transmitted between your device and jl95 servers.
• Encryption of sensitive personal data and financial information at rest in jl95 databases.
• Access controls restricting employee access to personal data to a need-to-know basis.
• Regular security audits and penetration testing of jl95 infrastructure.
• Multi-factor authentication requirements for jl95 internal system access.
• Incident response procedures and data breach notification protocols compliant with NPC requirements.

In the event of a data breach that is likely to result in a risk to your rights and freedoms, jl95 will notify the National Privacy Commission and affected data subjects in accordance with the timeframes prescribed by the Data Privacy Act of 2012 and its IRR.

9 Data Retention

jl95 retains personal data for the following periods, or for as long as necessary to fulfill the purposes described in this Policy, whichever is longer:

• Active account data — retained for the duration of the account's active status plus a minimum of five (5) years following account closure, in compliance with AMLC and PAGCOR record-keeping requirements.
• KYC and identity documents — retained for a minimum of five (5) years following the closure of the jl95 account or the conclusion of the business relationship.
• Transaction records — retained for a minimum of five (5) years for AML compliance and tax purposes.
• Customer support communications — retained for a minimum of two (2) years following the closure of the relevant support case.
• Marketing consent records — retained until consent is withdrawn, plus a minimum of three (3) years to demonstrate compliance.

When personal data is no longer required, jl95 will securely delete or anonymize it in accordance with jl95's data disposal procedures.

10 Your Rights as a Data Subject

Under the Data Privacy Act of 2012, you have the following rights with respect to your personal data held by jl95:

• Right to be informed — the right to be informed that your personal data is being collected and processed, and the purposes for which it is being processed.
• Right of access — the right to obtain a copy of the personal data jl95 holds about you, along with information about how it is being processed.
• Right to rectification — the right to have inaccurate or incomplete personal data corrected or updated.
• Right to erasure or blocking — the right to request the deletion or blocking of your personal data where it is no longer necessary for the purpose for which it was collected, subject to jl95's legal retention obligations.
• Right to object — the right to object to the processing of your personal data on grounds relating to your particular situation, including for direct marketing purposes.
• Right to data portability — the right to receive your personal data in a structured, commonly used format where technically feasible.
• Right to lodge a complaint — the right to lodge a complaint with the National Privacy Commission (NPC) if you believe jl95 has not handled your personal data in accordance with applicable law.

To exercise any of these rights, please contact jl95 at [email protected] with the subject line "Data Privacy Request." jl95 will respond to all verified requests within thirty (30) days. jl95 may require identity verification before processing your request.

11 Children's and Minors' Privacy

jl95 is strictly an adults-only platform. The minimum age to register and use jl95 is twenty-one (21) years. jl95 does not knowingly collect personal data from individuals under the age of 21. If jl95 discovers that it has inadvertently collected personal data from a minor, it will immediately delete that data and close the associated account.

If you have reason to believe that a minor has registered an account on jl95, please contact jl95 immediately at [email protected]. jl95 takes underage access extremely seriously and will act promptly on all reports.

12 Third-Party Links and Services

The jl95 platform may contain integrations with or references to third-party services, including payment gateways such as GCash and Maya. Once you navigate away from the jl95 platform to a third-party service, jl95 is not responsible for the privacy practices or content of that third party. We encourage you to review the privacy policies of any third-party services you use in connection with jl95, particularly those of your chosen payment provider.

13 Cross-Border Data Transfers

In the course of operating the jl95 platform, some of your personal data may be transferred to and processed in jurisdictions outside the Republic of the Philippines — for example, by game software providers or cloud infrastructure services whose servers are located abroad. Where such transfers occur, jl95 ensures that:

• The recipient country provides an adequate level of data protection, or
• Appropriate safeguards are in place, such as contractual data protection agreements between jl95 and the receiving party that impose data protection standards equivalent to those required under Philippine law.

jl95 will not transfer your personal data cross-border in a manner that diminishes the protections you are entitled to under the Data Privacy Act of 2012.

14 Changes to This Privacy Policy

jl95 reserves the right to update, revise, or replace this Privacy Policy at any time to reflect changes in applicable law, jl95's data processing practices, or the services offered on the platform. The "Last Updated" date at the top of this Policy reflects the date of the most recent revision.

Where changes are material, jl95 will endeavor to provide reasonable advance notice to registered players via email or in-platform notification before the revised Policy takes effect. Your continued use of the jl95 platform following the effective date of any revised Privacy Policy constitutes your acceptance of the updated terms. If you do not agree to a revised Policy, you should stop using jl95 and may request account closure by contacting support.

15 Contact and Data Privacy Officer

For all privacy-related inquiries, requests to exercise your data subject rights, complaints, or general questions about this Privacy Policy, please contact jl95's Data Privacy Officer: